AMRET, a microfinance institution that supports small and medium-sized enterprises in rural areas

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With a USD 10m loan, PROPARCO is supporting the development of the loan portfolio of AMRET, a Cambodian microfinance institution (MFI). AMRET is mainly based in rural areas, where many Cambodian microenterprises and SMEs do not have access to basic financial products. AMRET contributes to the financial inclusion of unbanked populations and 70% of its clients are women.
Client presentation

AMRET is Cambodia’s second largest microfinance institution in terms of portfolio size and had 242,548 borrowers at the end of December 2018. AMRET employs 4,100 people and has 158 branches covering Cambodia’s 25 provinces. It was certified Smart Campaign in July 2016 and respects the client protection principles. The MFI is mainly based in rural areas. 

Project description

A USD 10m loan to the Cambodian microfinance institution (MFI) AMRET to support the development of its loan portfolio and strengthen its regulatory capital base. 

Project impact

The project will contribute to the financial inclusion of unbanked populations. It should provide access to basic financial services and products in Cambodia for some 10,820 beneficiaries (microentrepreneurs, microenterprises and SMEs). The MFI particularly supports women, who account for 70% of clients.

Date of signature of the project
Financing tool
8 986 340 Euros
Amount of funding
USD 10m subordinated loan
Financing details