Banks and Financial markets

The existance of a resilient, effiecient and well-regulated financial system is essentiel to the stability of the economies of developing countries.
Un homme perplexe regardant son écran d'ordinateur

Financial systems

Une personne qui indiquent le texte dans un cahier à une autre

Financial systems essential to the stability of southern economies

Enterprises, both large and small, are one of the engines of economic growth in Southern countries. In order to ensure their development and have a knock-on effect on local economies, as well as on job and wealth creation, they need to be able to rely on resilient, effective and well-regulated financial systems that contribute to financing their investments via medium and long-term loans (5 to 20 years). Yet this demand continues to be poorly covered in developing and emerging countries, as local banks do not have the necessary resources. Business and individual deposits  are often insufficient to be mobilized and earmarked for productive investments, especially in foreign currency (euros, dollars). The other “traditional” sources of bank refinancing, such as the interbank market or bond issues, are often weak. In this context, banks in the South struggle to play their role as “funders” of local economies.  

This difficulty to access credit is a real barrier to private sector growth and particularly affects small and medium-sized enterprises (SMEs).

Building the capacities of financial actors

Présentation du kit Kingo

Building the capacities of financial actors to invest in key activities for development

Support for the private financial sector is one of Proparco’s main areas of operation. Its support benefits banks, non-banking financial institutions (for example, institutions specialized in mortgage credit or financing the agricultural sector), as well as insurance and micro-insurance companies. It aims to strengthen and regulate financial systems in the South, while contributing to the dissemination of high environmental, social and governance (ESG) standards.

Proparco’s client banks are engaged in, or pledge to engage in, an environmental and social risk management process related to their activity and the activities of companies in their portfolio.

Proparco's operations

Deux travailleurs marchent vers l'objectif

Proparco’s operations more specifically contribute to:

  • Diversifying the range of financial products on local markets in order to better meet the needs of companies (loans in local currency, leasing, development of financial markets…) and individuals (housing loans, microfinance…);
  • Developing credit lines earmarked to finance projects for the agriculture and agrifood sector, renewable energies and energy efficiency, education and health, but also projects that aim to improve the ESG practices of companies, as well as access to credit for SMEs and housing for the middle classes;
  • Strengthening national banking actors and expanding regional groups (particularly on Sub-Saharan Africa’s frontier markets), but also supporting regulatory changes in the sector.
41%
of Proparco's signatures are with financial institutions
€2,199 M
in oustanding amounts for financial institutions and financial markets
23
new projects signed in 2016
47%
of employees in banks, businesses, infrastructure operators, and investment funds are women

 

    Carte interactive
    Geography
    Funding type
    Antennas
    Filters

    Geography

    Funding type

    Antennas

    Display local antennas

    Filters

    Launch search
    Voir la carte de tous les projets

    Download

    Revue Secteur Privé & Developpement

    Capital-investment et énergies propres: catalyser les financements dans les pays émergents

    Le développement d’une économie plus sobre en carbone est essentiel pour répondre à deux impératifs majeurs auxquels nos sociétés seront confrontées au cours de ...
    May 2010
    Revue Secteur Privé & Developpement

    Les marchés financiers en Afrique: véritable outil de développement?

    Les marchés financiers africains ont connu, depuis le début des années 1990, une croissance spectaculaire ; alors une douzaine, ils sont maintenant 23 et couvrent l’ensemble du continent. La ...
    Mar 2010
    Revue Secteur Privé & Developpement

    Évolution du secteur bancaire africain: nouveaux acteurs, nouveaux modèles?

    Le secteur bancaire africain, largement dominé par les banques européennes jusqu’à la fin des années 1990, est en pleine mutation. Aux côtés des acteurs traditionnels, des groupes ...
    May 2013
    Revue Secteur Privé & Developpement

    L'assurance en Afrique : un futur à construire

    Depuis quelques années, l’Afrique suscite l’intérêt grandissant des acteurs de l’assurance, qui ont investi le secteur, mais non sans difficultés. À l’échelle mondiale, ...
    Sep 2016